Business Accounts

 

Whether you own a business or are a business professional, your income and financial security are closely tied to the success of your company or practice. As your business changes and grows, so do your needs for banking services. Our relationship bankers are committed to working with you to discover and decide the banking products and services you need to achieve your vision of business success.

Business Checking

Compare Our Business Checking Accounts

Business Checking

Small Business Checking

Business Plus Interest Checking

Commercial Checking

Non-Profit Checking

Minimum Balance

None

$500 to waive $7.50 Monthly Service Charge

None

None

Monthly Service Charge

$0

$7.50 if balance falls below the $500 minimum balance

$7.50*

None

Interest Rate

N/A

Competitive tiered interest rate based on checking account balance.

N/A

N/A

Minimum Opening Deposit

$50

$250

$250

$50

Free Items

  • 500 deposit items
  • 100 debit items
  • Deposit items drawn on RSB are processed free of charge
  • 250 deposit items
  • 250 debit items
  • Deposit items drawn on RSB are processed free of charge
  • Deposit items drawn on RSB are processed free of charge

*fees can be offset by account balance

  • All deposit items
  • 10 debit items

More Details

Learn More

Learn More

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All of our accounts offer these free services:

  • Online Banking
  • Bill Pay**
  • Mobile Banking
  • Mobile Deposit
  • eStatements

Small Business Checking

With access to 600 free items per month, the benefits of Riverside Bank of Dublin’s Small Business Checking account are anything but small. This business customer favorite is everything you could want from a business checking account!

Benefits of this account include:

  • No monthly service charge
  • No minimum balance
  • Free online banking
  • Free mobile banking
  • Free mobile deposit
  • Free eStatements with or without images
  • Free initial ATM/Debit Card
  • Access to RSBs cash management tools
  • First 100 checks or debits free per month
    • $0.35 per check or debit over 100
  • First 500 deposit items processed free of charge
    • $0.10 per clearing item over 500
    • All deposit items drawn on RSB are processed free of charge
  • Minimum opening deposit of $50

Business Plus Interest Checking

You work hard, your checking account should too! With Business Plus Interest Checking, you’ll enjoy all the conveniences of free online and mobile banking while earning a competitive interest rate on your checking balance.

Benefits of this account include:

  • Earn a competitive interest rate on balance
  • Free with a minimum balance of $500
    • $7.50 monthly service charge if balance falls below $500
  • Free online banking
  • Free mobile banking
  • Free mobile deposit
  • Free  eStatements with or without images 
  • Free initial ATM/Debit Card
  • Access to RSBs cash management tools
  • First 250 checks or debits free per month
    • $0.35 per check or debit over 250
  • First 250 deposit items processed free of charge
    • $0.10 per clearing item over 250
    • All deposit items drawn on RSB are processed free of charge
  • Minimum opening deposit of $250

Commercial Checking

Forget about transaction limits with Riverside Bank of Dublin’s Commercial Checking account. The fees of this analyzed account can be offset by your checking balance which means more of your hard-earned money stays in your account, where we believe it should be!

Benefits of this account include:

  • No minimum balance
  • Free online banking
  • Free mobile banking

  • Free mobile deposit
  • Free  eStatements with or without images
  • Free initial ATM/Debit Card
  • Access to RSBs cash management tools
  • Transaction Fees
    • $0.25 per debit
    • $0.06 per deposit item
  • All deposit items drawn on RSB are processed free of charge
  • Credit per $100 of average collected balance- applied to fees only
  • Monthly Service Charge of $7.50
  • Minimum opening deposit of $250

Non-Profit Checking

We appreciate the work our local non-profit organizations do in our communities and believe their precious dollars need to be used to support their mission- not pay bank fees. With no monthly service, no minimum balance requirement and unlimited deposit items processed free of charge each month, the Non-Profit checking account is the ideal checking solution for your organization.

Benefits of this account include:

  • No monthly service charge
  • No minimum balance
  • Free online banking
  • Free mobile banking
  • Free mobile deposit
  • Free eStatements with or without images
  • All deposit items processed free of charge
  • Free initial ATM/Debit Card
  • Access to RSBs cash management tools
  • First 10 checks or debits free per month
    • $0.25 per check or debit over 10
  • Minimum opening deposit of $50

What you need to open a business account at the branch

  • Business information
    • Business Name
    • Business Address
    • Tax ID Number
    • Signers identifying information
  • Business Documentation
    • Filing or organizing documents
    • Operating agreements
    • EIN application, or other EIN verifying documents
  • Identifying information for all Beneficial Owner(s)- own 25% or more of the business, and the entity's controller
    • Colored photocopy of drivers license for any owners not present at account opening

Business Savings Account

Earn a competitive interest rate for your business savings while still having the flexibility to access your funds if you need them. It’s savings made simple - simply perfect!

Benefits of this account include:

  • Free Online Banking
  • Free Mobile Banking
  • Free Mobile Deposit
  • Free initial ATM card
  • Free eStatements
  • Earn a competitive interest rate
  • Ability to make up to 6 electronics transfers each month
  • Monthly service charge of $1.00 if balance falls below $100
  • $10 minimum opening deposit

Business Money Market

Earning a high interest rate doesn’t have to mean locking your money away. Open a Business Money Market account today with Riverside Bank of Dublin and earn a high rate, plus still have the ability to access funds without penalties if needed; however, the more you save, the more you earn!

Benefits of this account include:

  • Free online banking
  • Free mobile banking
  • Free mobile deposit
  • Free eStatements
  • Earn a competitive interest rate based on the balance in the account
  • Ability to make up to 6 electronic transfers each month
  • $2,500 minimum balance to earn interest
  • $500 minimum opening deposit

Certificate of Deposit (CD)

Stash away your savings and lock in a set rate with a Riverside Bank of Dublin Business CD, a no market risk approach to saving. Just sit back and enjoy guaranteed returns- no will power required.

FDIC Insured Deposits 

The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has ever lost a single penny of FDIC insured funds.

FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. FDIC insurance does not cover other financial products and services that banks may offer.

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for more coverage if they have funds in different ownership categories and all FDIC requirements are met.

(For details on the requirements, go to www.fdic.gov/deposit/ deposits.)

Get Started

Contact us today, or stop in our office today to set up a new business checking or savings, and let one of our trained employees find the account that is perfect for your needs.

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